AM I RICH YET?

Episode 16: Smart Approaches to Buying Your First Home

Episode #16 of the Am I Rich Yet podcast covers saving for your first home. Georgia and Rob share tips on using accounts like the FHSA, RRSP, and TFSA, budgeting wisely, and exploring options like co-signers, roommates, or buying in the suburbs. They also tackle renting vs. buying and remind listeners that while homeownership can be rewarding, it should always fit your personal goals and financial plan.

Episode 15: Investment Success: 10+1 Rules You Need to Know

Episode #15 of the Am I Rich Yet podcast features Georgia, an MBA student, and her dad Rob, a retired financial advisor, sharing Rob’s most valuable lessons from 30 years in the business. After a fun Q&A to kick things off, they dive into his “Rules to Live By,” offering millennials and Gen Zs clear, actionable advice for smarter investing and long-term wealth building. The episode wraps with a teaser for the next topic: buying your first home.

Episode 14: Diversification - Who doesn’t like a free lunch?

In Episode 14 of the 'Am I Rich Yet Podcast,' co-hosts Georgia, an MBA student from Sydney, and her father Rob, a retired financial advisor, delve into the importance of diversification in investing. They discuss how diversification minimizes risk, provides growth opportunities, and offers psychological reassurance. Through engaging analogies and examples, they explain diversifying by country, company size, industry, and value versus growth. The episode emphasizes the importance of spreading investments to avoid the pitfalls of concentrating on single investments, ensuring a more secure and balanced financial strategy.

Episode 13: Investing Part 5 - The Grand Finale on Investing

In the 13th episode of 'Am I Rich Yet?', co-hosts Georgia and Rob wrap up their five-part investing series. They discuss the challenges Georgia faced moving to Australia and transitioning from full-time work to being a student. The episode features rapid-fire questions from listeners, covering topics such as managing multiple TFSA accounts, the advantages of government pension plans, and the perks of company-based savings plans. Rob emphasizes the importance of understanding investments and advises against investing in cryptocurrencies. The episode concludes with a teaser for the next episode on diversification.

Episode 12: Investing Part 4 - Listener Mailbag: Savings Edition

You asked, we answered! In Part 4 of our 5-part savings series on Am I Rich Yet, Georgia and Rob tackle your real-life money questions - from “Where do I even start?” to “How do I save without feeling broke?” Get ready for honest advice, relatable stories, and tips you can actually use to make saving feel a little less overwhelming

Episode 11: Investing Part 3-Striking a Balance Between Risk and Return

In Episode 11 of Am I Rich Yet? Podcast hosts Georgia and her father, Rob, a retired financial advisor, discuss the third part of their five-part investment series focusing on risk and returns. Key discussion points include the relationship between risk and return, the dangers of speculation versus investing, and the long-term historical returns for various types of investments such as cash, bonds, and stocks. Rob emphasizes the importance of diversification, using mutual funds or ETFs with low fees, and maintaining a predominantly equity-based portfolio, especially for younger investors. The episode also touches upon the skepticism towards alternative asset classes and caution against using robo-advisors without understanding their profit motives. Lastly, Rob provides five key points to consider when building an investment portfolio.

Episode 10: Investing Part 2 - Finding Your Investing Comfort Zone

In this episode of Am I Rich Yet, co-hosts Georgia, a Gen Z MBA student, and her father Rob, a retired financial advisor, break down risk tolerance and risk capacity in investing. Using a bell curve to illustrate conservative to aggressive profiles, they explain how understanding your risk profile leads to smarter investment choices. They discuss avoiding emotional decisions, and the long-term benefits of higher-risk investments. The episode wraps up with a practical test to help listeners assess their own risk capacity.

Episode 9: Investing Part 1- Breaking Down the Big 6 Investments

Welcome to the Am I Rich Yet podcast! In episode nine, co-hosts Georgia, a Gen Z MBA student, and Rob, a retired financial advisor, delve into the essentials of investing in part one of their five-part investing series. They cover the six most common types of investments: cash and GICs, bonds, stocks, mutual funds, ETFs, and real estate. Tune in to understand the advantages and disadvantages of each investment type, and learn key takeaways for smarter money management.

Episode 8: Savings Part 4 - How the Heck do I save?

To wrap up our savings series, Georgia and Rob answer your final round of questions: from building savings on a tight income to automating your goals and avoiding common traps. Whether you're just starting out or trying to level up your savings game, this episode gives you the clarity and confidence to make your money work for you.

Episode 7: Savings Part 3 - The Smartest Account for Every Goal

In this episode of Am I Rich Yet, Georgia and Rob answer your questions about Canadian investment accounts, like when to use a TFSA, RRSP, or FHSA, and which account makes the most sense for your financial goals. Whether you're saving for a house, retirement, or just trying to grow your money smarter, we’ll help you match your goal to the right account.